Aspects Software Limited ¿½ ¿½ ¿½ ¿½
Aspects is an independent software provider. For nearly twenty years Aspects has been at the heart of the smart card industry, providing application development and test tools to over 200 of the biggest names in the sector. In 2001, recognising Java Card as the future of the smart card industry, Aspects became a Java Card technology licensee. This resulted in the creation of Aspects OS755 a recently launched Java Card and GlobalPlatform operating system. From its inception this product has been developed to offer a flexible and open operating system to meet the requirements of all vertical sectors and to dovetail with Aspects ongoing commitment to application development and test tools. With offices in Edinburgh, Orlando, San Jose and Tokyo you will find many of the world's most experienced smart card software professionals.

Neural Technologies (NT)
Neural Technologies (NT) and their stable of companies NT2 and NT3 are among the world's leading providers of customer lifecycle management and revenue assurance technology to the telecommunications, financial and utilities markets, including internet transacting corporations and debit and credit card issuers. Neural Technologies innovative patented technology and acknowledged expertise has earned it the reputation as the world's number one provider of enabling technology. The company's products are used globally in customer acquisition, fraud detection and prevention, customer retention and revenue enhancement. NT primarily focuses on continued progression and is heavily involved in research and development activities to ensure the company remains one step ahead of the competition and at the forefront of technology.

iPass Inc.
The iPass global virtual network weaves over 200 wired and wireless broadband, dial-up, ISDN and PHS access networks with state-of-the-art security, quality-of-service and settlement systems. Leading-edge technologies simplify user access, billing and policy management to meet today's enterprise connectivity needs. iPass unifies hundreds of provider networks into a closely monitored global virtual network that delivers optimal performance, reliability and ease of use. Redundant network provider partners, regional iPass Transaction Centers and provider-hosted NetServer¿½ systems ensure reliable user connections. Seamlessly integrates with third-party VPN software, digital certificates and personal firewall/intrusion detection systems, without exposing enterprise shared secrets or authorization databases to network providers. iPassConnect software for PCs, Macs and PDAs provides a consistent interface across all access technologies and powerful features to automate global connectivity.

Fair Isaac Corporation
Fair Isaac Corporation, formerly Fair, Isaac and Company, Inc., provides creative analytics that unlock value for people, businesses and industries. The Company's predictive modeling, decision analysis, intelligence management, decision management systems and consulting services power more than 25 billion mission-critical customer decisions a year. Fair Isaac helps companies in over 60 countries acquire customers more efficiently, increase customer value, reduce fraud and credit losses, lower operating expenses and enter new markets more profitably. Banks and credit card issuers rely on Fair Isaac solutions, as do insurers, retailers, telecommunications providers, healthcare organizations and government agencies. The Company also provides customers with online access to FICO scores, a measure of credit risk, to manage their financial health. In August 2002, the Company merged with HNC Software Inc., a provider of analytic and decision management software applications and tools.

Airtime Manager
AIRTIME-Manager designs, develops, and delivers a suite of mission critical applications for wireless devices. AIRTIME's applications fall into three product groups designed to meet the needs of professional services firms and business enterprises by mobilizing their offices on wireless devices.